LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,728
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,834
−HK$2,141/mo
Today · 4.125%
HK$71,975
baseline
▲ 0.50% · 4.625%
HK$76,354
+HK$4,379/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,950/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,346
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,367
−HK$2,050/mo
Today · 4.125%
HK$79,417
baseline
▲ 0.50% · 4.625%
HK$83,603
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,834/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,273
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,801
−HK$2,569/mo
Today · 4.125%
HK$86,370
baseline
▲ 0.50% · 4.625%
HK$91,625
+HK$5,255/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,740/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,416
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,840
−HK$2,460/mo
Today · 4.125%
HK$95,300
baseline
▲ 0.50% · 4.625%
HK$100,324
+HK$5,024/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,600/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,819
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,768
−HK$2,997/mo
Today · 4.125%
HK$100,765
baseline
▲ 0.50% · 4.625%
HK$106,896
+HK$6,131/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,530/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,485
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,314
−HK$2,870/mo
Today · 4.125%
HK$111,184
baseline
▲ 0.50% · 4.625%
HK$117,044
+HK$5,860/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,368/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,910
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,702
−HK$3,853/mo
Today · 4.125%
HK$129,555
baseline
▲ 0.50% · 4.625%
HK$137,438
+HK$7,883/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,110/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,623
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,261
−HK$3,690/mo
Today · 4.125%
HK$142,951
baseline
▲ 0.50% · 4.625%
HK$150,486
+HK$7,535/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,902/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,325 · Scale 2, in force from 26 Feb 2026)