LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,732
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,839
−HK$2,141/mo
Today · 4.125%
HK$71,980
baseline
▲ 0.50% · 4.625%
HK$76,360
+HK$4,380/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,960/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,352
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,373
−HK$2,050/mo
Today · 4.125%
HK$79,423
baseline
▲ 0.50% · 4.625%
HK$83,609
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,846/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,279
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,807
−HK$2,569/mo
Today · 4.125%
HK$86,376
baseline
▲ 0.50% · 4.625%
HK$91,632
+HK$5,256/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,752/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,422
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,460/mo
Today · 4.125%
HK$95,307
baseline
▲ 0.50% · 4.625%
HK$100,331
+HK$5,024/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,614/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,825
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,775
−HK$2,997/mo
Today · 4.125%
HK$100,772
baseline
▲ 0.50% · 4.625%
HK$106,904
+HK$6,132/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,544/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,492
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,322
−HK$2,870/mo
Today · 4.125%
HK$111,192
baseline
▲ 0.50% · 4.625%
HK$117,053
+HK$5,861/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,384/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,918
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,711
−HK$3,853/mo
Today · 4.125%
HK$129,564
baseline
▲ 0.50% · 4.625%
HK$137,447
+HK$7,883/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,128/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,633
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,271
−HK$3,690/mo
Today · 4.125%
HK$142,961
baseline
▲ 0.50% · 4.625%
HK$150,496
+HK$7,535/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,922/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,415 · Scale 2, in force from 26 Feb 2026)