LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,737
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,844
−HK$2,140/mo
Today · 4.125%
HK$71,984
baseline
▲ 0.50% · 4.625%
HK$76,365
+HK$4,381/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,968/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,357
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,378
−HK$2,050/mo
Today · 4.125%
HK$79,428
baseline
▲ 0.50% · 4.625%
HK$83,615
+HK$4,187/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,856/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,284
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,813
−HK$2,568/mo
Today · 4.125%
HK$86,381
baseline
▲ 0.50% · 4.625%
HK$91,638
+HK$5,257/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,762/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,428
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,853
−HK$2,460/mo
Today · 4.125%
HK$95,313
baseline
▲ 0.50% · 4.625%
HK$100,337
+HK$5,024/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,626/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,832
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,781
−HK$2,997/mo
Today · 4.125%
HK$100,778
baseline
▲ 0.50% · 4.625%
HK$106,910
+HK$6,132/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,556/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,499
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,329
−HK$2,870/mo
Today · 4.125%
HK$111,199
baseline
▲ 0.50% · 4.625%
HK$117,060
+HK$5,861/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,398/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,926
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,719
−HK$3,853/mo
Today · 4.125%
HK$129,572
baseline
▲ 0.50% · 4.625%
HK$137,456
+HK$7,884/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,144/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,642
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,280
−HK$3,690/mo
Today · 4.125%
HK$142,970
baseline
▲ 0.50% · 4.625%
HK$150,506
+HK$7,536/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,940/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,496 · Scale 2, in force from 26 Feb 2026)