LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,738
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,845
−HK$2,140/mo
Today · 4.125%
HK$71,985
baseline
▲ 0.50% · 4.625%
HK$76,365
+HK$4,380/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,970/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,357
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,378
−HK$2,051/mo
Today · 4.125%
HK$79,429
baseline
▲ 0.50% · 4.625%
HK$83,616
+HK$4,187/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,858/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,285
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,814
−HK$2,568/mo
Today · 4.125%
HK$86,382
baseline
▲ 0.50% · 4.625%
HK$91,639
+HK$5,257/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,764/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,429
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,854
−HK$2,460/mo
Today · 4.125%
HK$95,314
baseline
▲ 0.50% · 4.625%
HK$100,339
+HK$5,025/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,628/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,833
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,782
−HK$2,997/mo
Today · 4.125%
HK$100,779
baseline
▲ 0.50% · 4.625%
HK$106,912
+HK$6,133/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,558/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,500
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,330
−HK$2,870/mo
Today · 4.125%
HK$111,200
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$5,862/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,400/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,928
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,720
−HK$3,854/mo
Today · 4.125%
HK$129,574
baseline
▲ 0.50% · 4.625%
HK$137,458
+HK$7,884/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,148/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,643
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$139,281
−HK$3,691/mo
Today · 4.125%
HK$142,972
baseline
▲ 0.50% · 4.625%
HK$150,508
+HK$7,536/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,944/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,511 · Scale 2, in force from 26 Feb 2026)