LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,738
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,845
−HK$2,141/mo
Today · 4.125%
HK$71,986
baseline
▲ 0.50% · 4.625%
HK$76,366
+HK$4,380/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,972/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,358
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,379
−HK$2,050/mo
Today · 4.125%
HK$79,429
baseline
▲ 0.50% · 4.625%
HK$83,616
+HK$4,187/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,858/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,285
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,814
−HK$2,569/mo
Today · 4.125%
HK$86,383
baseline
▲ 0.50% · 4.625%
HK$91,639
+HK$5,256/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,766/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,429
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,854
−HK$2,461/mo
Today · 4.125%
HK$95,315
baseline
▲ 0.50% · 4.625%
HK$100,339
+HK$5,024/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,630/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,833
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,783
−HK$2,997/mo
Today · 4.125%
HK$100,780
baseline
▲ 0.50% · 4.625%
HK$106,912
+HK$6,132/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,560/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,501
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,330
−HK$2,871/mo
Today · 4.125%
HK$111,201
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$5,861/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,402/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,928
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,721
−HK$3,853/mo
Today · 4.125%
HK$129,574
baseline
▲ 0.50% · 4.625%
HK$137,458
+HK$7,884/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,148/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,644
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,282
−HK$3,690/mo
Today · 4.125%
HK$142,972
baseline
▲ 0.50% · 4.625%
HK$150,508
+HK$7,536/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,944/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,515 · Scale 2, in force from 26 Feb 2026)