LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,740
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,848
−HK$2,140/mo
Today · 4.125%
HK$71,988
baseline
▲ 0.50% · 4.625%
HK$76,369
+HK$4,381/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,976/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,361
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,382
−HK$2,050/mo
Today · 4.125%
HK$79,432
baseline
▲ 0.50% · 4.625%
HK$83,619
+HK$4,187/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,864/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,289
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,817
−HK$2,569/mo
Today · 4.125%
HK$86,386
baseline
▲ 0.50% · 4.625%
HK$91,642
+HK$5,256/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,772/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,433
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,858
−HK$2,460/mo
Today · 4.125%
HK$95,318
baseline
▲ 0.50% · 4.625%
HK$100,343
+HK$5,025/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,636/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,837
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,787
−HK$2,997/mo
Today · 4.125%
HK$100,784
baseline
▲ 0.50% · 4.625%
HK$106,916
+HK$6,132/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,568/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,505
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,334
−HK$2,871/mo
Today · 4.125%
HK$111,205
baseline
▲ 0.50% · 4.625%
HK$117,067
+HK$5,862/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,410/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,933
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$125,726
−HK$3,853/mo
Today · 4.125%
HK$129,579
baseline
▲ 0.50% · 4.625%
HK$137,464
+HK$7,885/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,158/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,649
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$139,287
−HK$3,691/mo
Today · 4.125%
HK$142,978
baseline
▲ 0.50% · 4.625%
HK$150,514
+HK$7,536/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,956/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,564 · Scale 2, in force from 26 Feb 2026)