LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,745
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,852
−HK$2,141/mo
Today · 4.125%
HK$71,993
baseline
▲ 0.50% · 4.625%
HK$76,373
+HK$4,380/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,986/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,365
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,386
−HK$2,051/mo
Today · 4.125%
HK$79,437
baseline
▲ 0.50% · 4.625%
HK$83,624
+HK$4,187/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,874/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,294
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,822
−HK$2,569/mo
Today · 4.125%
HK$86,391
baseline
▲ 0.50% · 4.625%
HK$91,648
+HK$5,257/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$172,782/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,438
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,864
−HK$2,460/mo
Today · 4.125%
HK$95,324
baseline
▲ 0.50% · 4.625%
HK$100,349
+HK$5,025/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$190,648/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,842
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,793
−HK$2,997/mo
Today · 4.125%
HK$100,790
baseline
▲ 0.50% · 4.625%
HK$106,923
+HK$6,133/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,580/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,511
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,341
−HK$2,871/mo
Today · 4.125%
HK$111,212
baseline
▲ 0.50% · 4.625%
HK$117,074
+HK$5,862/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,424/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,940
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$125,733
−HK$3,854/mo
Today · 4.125%
HK$129,587
baseline
▲ 0.50% · 4.625%
HK$137,472
+HK$7,885/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,174/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,657
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$139,296
−HK$3,690/mo
Today · 4.125%
HK$142,986
baseline
▲ 0.50% · 4.625%
HK$150,523
+HK$7,537/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,972/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,641 · Scale 2, in force from 26 Feb 2026)