LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,751
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,858
−HK$2,141/mo
Today · 4.125%
HK$71,999
baseline
▲ 0.50% · 4.625%
HK$76,380
+HK$4,381/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$143,998/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,372
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,393
−HK$2,051/mo
Today · 4.125%
HK$79,444
baseline
▲ 0.50% · 4.625%
HK$83,632
+HK$4,188/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,888/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,301
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,830
−HK$2,569/mo
Today · 4.125%
HK$86,399
baseline
▲ 0.50% · 4.625%
HK$91,656
+HK$5,257/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$172,798/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,446
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,872
−HK$2,461/mo
Today · 4.125%
HK$95,333
baseline
▲ 0.50% · 4.625%
HK$100,358
+HK$5,025/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$190,666/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,851
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,801
−HK$2,998/mo
Today · 4.125%
HK$100,799
baseline
▲ 0.50% · 4.625%
HK$106,932
+HK$6,133/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,598/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,521
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,351
−HK$2,871/mo
Today · 4.125%
HK$111,222
baseline
▲ 0.50% · 4.625%
HK$117,084
+HK$5,862/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,444/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,951
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,745
−HK$3,854/mo
Today · 4.125%
HK$129,599
baseline
▲ 0.50% · 4.625%
HK$137,485
+HK$7,886/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,198/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,670
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$139,308
−HK$3,691/mo
Today · 4.125%
HK$142,999
baseline
▲ 0.50% · 4.625%
HK$150,537
+HK$7,538/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$285,998/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,756 · Scale 2, in force from 26 Feb 2026)