LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,752
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,860
−HK$2,141/mo
Today · 4.125%
HK$72,001
baseline
▲ 0.50% · 4.625%
HK$76,382
+HK$4,381/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,002/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,374
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,395
−HK$2,051/mo
Today · 4.125%
HK$79,446
baseline
▲ 0.50% · 4.625%
HK$83,633
+HK$4,187/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,892/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,303
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,831
−HK$2,570/mo
Today · 4.125%
HK$86,401
baseline
▲ 0.50% · 4.625%
HK$91,658
+HK$5,257/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$172,802/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,448
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,874
−HK$2,461/mo
Today · 4.125%
HK$95,335
baseline
▲ 0.50% · 4.625%
HK$100,360
+HK$5,025/mo
Deposit HK$11.88M · loan HK$17.83M · min. income ≈ HK$190,670/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,853
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,803
−HK$2,998/mo
Today · 4.125%
HK$100,801
baseline
▲ 0.50% · 4.625%
HK$106,935
+HK$6,134/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,602/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,523
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,353
−HK$2,871/mo
Today · 4.125%
HK$111,224
baseline
▲ 0.50% · 4.625%
HK$117,087
+HK$5,863/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,448/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,954
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$125,747
−HK$3,854/mo
Today · 4.125%
HK$129,601
baseline
▲ 0.50% · 4.625%
HK$137,487
+HK$7,886/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,202/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,672
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,311
−HK$3,691/mo
Today · 4.125%
HK$143,002
baseline
▲ 0.50% · 4.625%
HK$150,540
+HK$7,538/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$286,004/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,781 · Scale 2, in force from 26 Feb 2026)