LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,754
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,862
−HK$2,141/mo
Today · 4.125%
HK$72,003
baseline
▲ 0.50% · 4.625%
HK$76,384
+HK$4,381/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,006/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,376
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,397
−HK$2,051/mo
Today · 4.125%
HK$79,448
baseline
▲ 0.50% · 4.625%
HK$83,636
+HK$4,188/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,896/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,305
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,834
−HK$2,569/mo
Today · 4.125%
HK$86,403
baseline
▲ 0.50% · 4.625%
HK$91,661
+HK$5,258/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,806/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,451
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,877
−HK$2,461/mo
Today · 4.125%
HK$95,338
baseline
▲ 0.50% · 4.625%
HK$100,363
+HK$5,025/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,676/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,856
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,806
−HK$2,998/mo
Today · 4.125%
HK$100,804
baseline
▲ 0.50% · 4.625%
HK$106,938
+HK$6,134/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,608/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,526
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,356
−HK$2,871/mo
Today · 4.125%
HK$111,227
baseline
▲ 0.50% · 4.625%
HK$117,090
+HK$5,863/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,454/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,957
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,751
−HK$3,854/mo
Today · 4.125%
HK$129,605
baseline
▲ 0.50% · 4.625%
HK$137,491
+HK$7,886/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,210/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,676
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,315
−HK$3,691/mo
Today · 4.125%
HK$143,006
baseline
▲ 0.50% · 4.625%
HK$150,544
+HK$7,538/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$286,012/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,817 · Scale 2, in force from 26 Feb 2026)