LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,758
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,866
−HK$2,141/mo
Today · 4.125%
HK$72,007
baseline
▲ 0.50% · 4.625%
HK$76,389
+HK$4,382/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,014/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,380
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,402
−HK$2,051/mo
Today · 4.125%
HK$79,453
baseline
▲ 0.50% · 4.625%
HK$83,641
+HK$4,188/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,906/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,310
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,839
−HK$2,570/mo
Today · 4.125%
HK$86,409
baseline
▲ 0.50% · 4.625%
HK$91,666
+HK$5,257/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,818/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,456
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,882
−HK$2,461/mo
Today · 4.125%
HK$95,343
baseline
▲ 0.50% · 4.625%
HK$100,369
+HK$5,026/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,686/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,861
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,812
−HK$2,998/mo
Today · 4.125%
HK$100,810
baseline
▲ 0.50% · 4.625%
HK$106,944
+HK$6,134/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$201,620/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,532
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,363
−HK$2,871/mo
Today · 4.125%
HK$111,234
baseline
▲ 0.50% · 4.625%
HK$117,097
+HK$5,863/mo
Deposit HK$8.91M · loan HK$20.80M · min. income ≈ HK$222,468/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,965
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,758
−HK$3,855/mo
Today · 4.125%
HK$129,613
baseline
▲ 0.50% · 4.625%
HK$137,499
+HK$7,886/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$259,226/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,684
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$139,323
−HK$3,692/mo
Today · 4.125%
HK$143,015
baseline
▲ 0.50% · 4.625%
HK$150,553
+HK$7,538/mo
Deposit HK$2.97M · loan HK$26.74M · min. income ≈ HK$286,030/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,893 · Scale 2, in force from 26 Feb 2026)