LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,762
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,870
−HK$2,141/mo
Today · 4.125%
HK$72,011
baseline
▲ 0.50% · 4.625%
HK$76,393
+HK$4,382/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,022/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,384
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,406
−HK$2,051/mo
Today · 4.125%
HK$79,457
baseline
▲ 0.50% · 4.625%
HK$83,646
+HK$4,189/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,914/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,314
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,844
−HK$2,569/mo
Today · 4.125%
HK$86,413
baseline
▲ 0.50% · 4.625%
HK$91,672
+HK$5,259/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,826/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,461
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,887
−HK$2,462/mo
Today · 4.125%
HK$95,349
baseline
▲ 0.50% · 4.625%
HK$100,375
+HK$5,026/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,698/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,867
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,818
−HK$2,998/mo
Today · 4.125%
HK$100,816
baseline
▲ 0.50% · 4.625%
HK$106,950
+HK$6,134/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$201,632/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,538
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,369
−HK$2,871/mo
Today · 4.125%
HK$111,240
baseline
▲ 0.50% · 4.625%
HK$117,104
+HK$5,864/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$222,480/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,971
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$125,765
−HK$3,855/mo
Today · 4.125%
HK$129,620
baseline
▲ 0.50% · 4.625%
HK$137,507
+HK$7,887/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,240/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,692
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$139,331
−HK$3,692/mo
Today · 4.125%
HK$143,023
baseline
▲ 0.50% · 4.625%
HK$150,562
+HK$7,539/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,046/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,965 · Scale 2, in force from 26 Feb 2026)