LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,766
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,874
−HK$2,142/mo
Today · 4.125%
HK$72,016
baseline
▲ 0.50% · 4.625%
HK$76,398
+HK$4,382/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,032/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,389
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,411
−HK$2,051/mo
Today · 4.125%
HK$79,462
baseline
▲ 0.50% · 4.625%
HK$83,651
+HK$4,189/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,924/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,320
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,849
−HK$2,570/mo
Today · 4.125%
HK$86,419
baseline
▲ 0.50% · 4.625%
HK$91,677
+HK$5,258/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,838/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,467
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,893
−HK$2,462/mo
Today · 4.125%
HK$95,355
baseline
▲ 0.50% · 4.625%
HK$100,381
+HK$5,026/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,710/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,873
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,824
−HK$2,998/mo
Today · 4.125%
HK$100,822
baseline
▲ 0.50% · 4.625%
HK$106,957
+HK$6,135/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$201,644/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,545
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,376
−HK$2,871/mo
Today · 4.125%
HK$111,247
baseline
▲ 0.50% · 4.625%
HK$117,111
+HK$5,864/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$222,494/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,979
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$125,774
−HK$3,854/mo
Today · 4.125%
HK$129,628
baseline
▲ 0.50% · 4.625%
HK$137,516
+HK$7,888/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,256/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,701
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$139,340
−HK$3,692/mo
Today · 4.125%
HK$143,032
baseline
▲ 0.50% · 4.625%
HK$150,572
+HK$7,540/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,064/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,263,045 · Scale 2, in force from 26 Feb 2026)