LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,770
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,878
−HK$2,142/mo
Today · 4.125%
HK$72,020
baseline
▲ 0.50% · 4.625%
HK$76,402
+HK$4,382/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,040/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,394
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,416
−HK$2,051/mo
Today · 4.125%
HK$79,467
baseline
▲ 0.50% · 4.625%
HK$83,656
+HK$4,189/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,934/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,324
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,854
−HK$2,570/mo
Today · 4.125%
HK$86,424
baseline
▲ 0.50% · 4.625%
HK$91,683
+HK$5,259/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,848/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,473
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,899
−HK$2,461/mo
Today · 4.125%
HK$95,360
baseline
▲ 0.50% · 4.625%
HK$100,387
+HK$5,027/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,720/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,878
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,830
−HK$2,998/mo
Today · 4.125%
HK$100,828
baseline
▲ 0.50% · 4.625%
HK$106,963
+HK$6,135/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$201,656/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,551
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,382
−HK$2,872/mo
Today · 4.125%
HK$111,254
baseline
▲ 0.50% · 4.625%
HK$117,118
+HK$5,864/mo
Deposit HK$8.92M · loan HK$20.80M · min. income ≈ HK$222,508/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,987
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$125,781
−HK$3,855/mo
Today · 4.125%
HK$129,636
baseline
▲ 0.50% · 4.625%
HK$137,524
+HK$7,888/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,272/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,709
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$139,348
−HK$3,693/mo
Today · 4.125%
HK$143,041
baseline
▲ 0.50% · 4.625%
HK$150,581
+HK$7,540/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,082/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,121 · Scale 2, in force from 26 Feb 2026)