LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,778
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$2,142/mo
Today · 4.125%
HK$72,028
baseline
▲ 0.50% · 4.625%
HK$76,411
+HK$4,383/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,056/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,402
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,425
−HK$2,051/mo
Today · 4.125%
HK$79,476
baseline
▲ 0.50% · 4.625%
HK$83,666
+HK$4,190/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,952/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,334
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,864
−HK$2,570/mo
Today · 4.125%
HK$86,434
baseline
▲ 0.50% · 4.625%
HK$91,693
+HK$5,259/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,868/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,483
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,910
−HK$2,461/mo
Today · 4.125%
HK$95,371
baseline
▲ 0.50% · 4.625%
HK$100,399
+HK$5,028/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,742/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,889
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,841
−HK$2,999/mo
Today · 4.125%
HK$100,840
baseline
▲ 0.50% · 4.625%
HK$106,976
+HK$6,136/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,680/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,563
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,395
−HK$2,872/mo
Today · 4.125%
HK$111,267
baseline
▲ 0.50% · 4.625%
HK$117,132
+HK$5,865/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,534/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,001
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,795
−HK$3,856/mo
Today · 4.125%
HK$129,651
baseline
▲ 0.50% · 4.625%
HK$137,540
+HK$7,889/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,302/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,724
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,364
−HK$3,693/mo
Today · 4.125%
HK$143,057
baseline
▲ 0.50% · 4.625%
HK$150,598
+HK$7,541/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,114/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,266 · Scale 2, in force from 26 Feb 2026)