LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,780
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,888
−HK$2,143/mo
Today · 4.125%
HK$72,031
baseline
▲ 0.50% · 4.625%
HK$76,413
+HK$4,382/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,062/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,405
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,427
−HK$2,052/mo
Today · 4.125%
HK$79,479
baseline
▲ 0.50% · 4.625%
HK$83,668
+HK$4,189/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,958/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,336
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,866
−HK$2,571/mo
Today · 4.125%
HK$86,437
baseline
▲ 0.50% · 4.625%
HK$91,696
+HK$5,259/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$172,874/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,486
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,912
−HK$2,462/mo
Today · 4.125%
HK$95,374
baseline
▲ 0.50% · 4.625%
HK$100,402
+HK$5,028/mo
Deposit HK$11.89M · loan HK$17.83M · min. income ≈ HK$190,748/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,892
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,844
−HK$2,999/mo
Today · 4.125%
HK$100,843
baseline
▲ 0.50% · 4.625%
HK$106,979
+HK$6,136/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,686/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,567
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,398
−HK$2,872/mo
Today · 4.125%
HK$111,270
baseline
▲ 0.50% · 4.625%
HK$117,135
+HK$5,865/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,540/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,004
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$125,799
−HK$3,856/mo
Today · 4.125%
HK$129,655
baseline
▲ 0.50% · 4.625%
HK$137,544
+HK$7,889/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,310/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,728
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,369
−HK$3,692/mo
Today · 4.125%
HK$143,061
baseline
▲ 0.50% · 4.625%
HK$150,602
+HK$7,541/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,122/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,303 · Scale 2, in force from 26 Feb 2026)