LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,784
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,893
−HK$2,142/mo
Today · 4.125%
HK$72,035
baseline
▲ 0.50% · 4.625%
HK$76,418
+HK$4,383/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,070/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,409
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,432
−HK$2,051/mo
Today · 4.125%
HK$79,483
baseline
▲ 0.50% · 4.625%
HK$83,673
+HK$4,190/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,966/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,341
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,871
−HK$2,571/mo
Today · 4.125%
HK$86,442
baseline
▲ 0.50% · 4.625%
HK$91,701
+HK$5,259/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,884/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,491
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,918
−HK$2,462/mo
Today · 4.125%
HK$95,380
baseline
▲ 0.50% · 4.625%
HK$100,407
+HK$5,027/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,760/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,898
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,850
−HK$2,999/mo
Today · 4.125%
HK$100,849
baseline
▲ 0.50% · 4.625%
HK$106,985
+HK$6,136/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,698/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,573
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,404
−HK$2,872/mo
Today · 4.125%
HK$111,276
baseline
▲ 0.50% · 4.625%
HK$117,142
+HK$5,866/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,552/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,011
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$125,807
−HK$3,855/mo
Today · 4.125%
HK$129,662
baseline
▲ 0.50% · 4.625%
HK$137,552
+HK$7,890/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$259,324/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,736
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,377
−HK$3,693/mo
Today · 4.125%
HK$143,070
baseline
▲ 0.50% · 4.625%
HK$150,611
+HK$7,541/mo
Deposit HK$2.97M · loan HK$26.75M · min. income ≈ HK$286,140/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,377 · Scale 2, in force from 26 Feb 2026)