LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,787
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,896
−HK$2,142/mo
Today · 4.125%
HK$72,038
baseline
▲ 0.50% · 4.625%
HK$76,421
+HK$4,383/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$144,076/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,412
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,435
−HK$2,052/mo
Today · 4.125%
HK$79,487
baseline
▲ 0.50% · 4.625%
HK$83,677
+HK$4,190/mo
Deposit HK$14.86M · loan HK$14.86M · min. income ≈ HK$158,974/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,344
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,875
−HK$2,570/mo
Today · 4.125%
HK$86,445
baseline
▲ 0.50% · 4.625%
HK$91,705
+HK$5,260/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,890/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,495
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,922
−HK$2,462/mo
Today · 4.125%
HK$95,384
baseline
▲ 0.50% · 4.625%
HK$100,412
+HK$5,028/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,768/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,902
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,854
−HK$2,999/mo
Today · 4.125%
HK$100,853
baseline
▲ 0.50% · 4.625%
HK$106,990
+HK$6,137/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,706/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,577
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,409
−HK$2,872/mo
Today · 4.125%
HK$111,281
baseline
▲ 0.50% · 4.625%
HK$117,147
+HK$5,866/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,562/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,017
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$125,812
−HK$3,856/mo
Today · 4.125%
HK$129,668
baseline
▲ 0.50% · 4.625%
HK$137,558
+HK$7,890/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,336/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,742
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,383
−HK$3,693/mo
Today · 4.125%
HK$143,076
baseline
▲ 0.50% · 4.625%
HK$150,618
+HK$7,542/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,152/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,433 · Scale 2, in force from 26 Feb 2026)