LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,796
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,905
−HK$2,143/mo
Today · 4.125%
HK$72,048
baseline
▲ 0.50% · 4.625%
HK$76,432
+HK$4,384/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,096/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,423
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,446
−HK$2,052/mo
Today · 4.125%
HK$79,498
baseline
▲ 0.50% · 4.625%
HK$83,688
+HK$4,190/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$158,996/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,356
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,886
−HK$2,571/mo
Today · 4.125%
HK$86,457
baseline
▲ 0.50% · 4.625%
HK$91,718
+HK$5,261/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,914/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,507
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,935
−HK$2,462/mo
Today · 4.125%
HK$95,397
baseline
▲ 0.50% · 4.625%
HK$100,426
+HK$5,029/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,794/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,915
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,867
−HK$3,000/mo
Today · 4.125%
HK$100,867
baseline
▲ 0.50% · 4.625%
HK$107,004
+HK$6,137/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,734/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,592
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,424
−HK$2,873/mo
Today · 4.125%
HK$111,297
baseline
▲ 0.50% · 4.625%
HK$117,163
+HK$5,866/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,594/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,033
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,829
−HK$3,857/mo
Today · 4.125%
HK$129,686
baseline
▲ 0.50% · 4.625%
HK$137,577
+HK$7,891/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,372/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,761
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,402
−HK$3,694/mo
Today · 4.125%
HK$143,096
baseline
▲ 0.50% · 4.625%
HK$150,638
+HK$7,542/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,192/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,605 · Scale 2, in force from 26 Feb 2026)