LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,799
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,908
−HK$2,143/mo
Today · 4.125%
HK$72,051
baseline
▲ 0.50% · 4.625%
HK$76,435
+HK$4,384/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,102/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,426
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,449
−HK$2,052/mo
Today · 4.125%
HK$79,501
baseline
▲ 0.50% · 4.625%
HK$83,692
+HK$4,191/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,002/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,359
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,890
−HK$2,571/mo
Today · 4.125%
HK$86,461
baseline
▲ 0.50% · 4.625%
HK$91,722
+HK$5,261/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,922/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,511
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,939
−HK$2,462/mo
Today · 4.125%
HK$95,401
baseline
▲ 0.50% · 4.625%
HK$100,430
+HK$5,029/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,802/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,919
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,871
−HK$3,000/mo
Today · 4.125%
HK$100,871
baseline
▲ 0.50% · 4.625%
HK$107,009
+HK$6,138/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,742/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,596
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,428
−HK$2,873/mo
Today · 4.125%
HK$111,301
baseline
▲ 0.50% · 4.625%
HK$117,168
+HK$5,867/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,602/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,039
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,835
−HK$3,857/mo
Today · 4.125%
HK$129,692
baseline
▲ 0.50% · 4.625%
HK$137,583
+HK$7,891/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,384/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,767
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,408
−HK$3,694/mo
Today · 4.125%
HK$143,102
baseline
▲ 0.50% · 4.625%
HK$150,645
+HK$7,543/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,204/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,660 · Scale 2, in force from 26 Feb 2026)