LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,802
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,911
−HK$2,143/mo
Today · 4.125%
HK$72,054
baseline
▲ 0.50% · 4.625%
HK$76,438
+HK$4,384/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,108/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,429
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,452
−HK$2,052/mo
Today · 4.125%
HK$79,504
baseline
▲ 0.50% · 4.625%
HK$83,695
+HK$4,191/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,008/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,362
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,893
−HK$2,572/mo
Today · 4.125%
HK$86,465
baseline
▲ 0.50% · 4.625%
HK$91,726
+HK$5,261/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,930/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,515
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,942
−HK$2,463/mo
Today · 4.125%
HK$95,405
baseline
▲ 0.50% · 4.625%
HK$100,434
+HK$5,029/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,810/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,923
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,875
−HK$3,000/mo
Today · 4.125%
HK$100,875
baseline
▲ 0.50% · 4.625%
HK$107,013
+HK$6,138/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$201,750/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,601
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,433
−HK$2,873/mo
Today · 4.125%
HK$111,306
baseline
▲ 0.50% · 4.625%
HK$117,173
+HK$5,867/mo
Deposit HK$8.92M · loan HK$20.81M · min. income ≈ HK$222,612/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,044
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,840
−HK$3,857/mo
Today · 4.125%
HK$129,697
baseline
▲ 0.50% · 4.625%
HK$137,589
+HK$7,892/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,394/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,772
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,414
−HK$3,694/mo
Today · 4.125%
HK$143,108
baseline
▲ 0.50% · 4.625%
HK$150,651
+HK$7,543/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,216/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,711 · Scale 2, in force from 26 Feb 2026)