LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,805
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,914
−HK$2,143/mo
Today · 4.125%
HK$72,057
baseline
▲ 0.50% · 4.625%
HK$76,442
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,114/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,433
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,456
−HK$2,052/mo
Today · 4.125%
HK$79,508
baseline
▲ 0.50% · 4.625%
HK$83,699
+HK$4,191/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,016/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,366
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,897
−HK$2,572/mo
Today · 4.125%
HK$86,469
baseline
▲ 0.50% · 4.625%
HK$91,730
+HK$5,261/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,938/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,519
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,947
−HK$2,463/mo
Today · 4.125%
HK$95,410
baseline
▲ 0.50% · 4.625%
HK$100,439
+HK$5,029/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,820/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,927
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,880
−HK$3,000/mo
Today · 4.125%
HK$100,880
baseline
▲ 0.50% · 4.625%
HK$107,018
+HK$6,138/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,760/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,606
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,438
−HK$2,873/mo
Today · 4.125%
HK$111,311
baseline
▲ 0.50% · 4.625%
HK$117,179
+HK$5,868/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,622/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,049
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,846
−HK$3,857/mo
Today · 4.125%
HK$129,703
baseline
▲ 0.50% · 4.625%
HK$137,595
+HK$7,892/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,406/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,779
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,420
−HK$3,695/mo
Today · 4.125%
HK$143,115
baseline
▲ 0.50% · 4.625%
HK$150,658
+HK$7,543/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,230/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,772 · Scale 2, in force from 26 Feb 2026)