LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,806
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,916
−HK$2,142/mo
Today · 4.125%
HK$72,058
baseline
▲ 0.50% · 4.625%
HK$76,443
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,116/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,434
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,457
−HK$2,052/mo
Today · 4.125%
HK$79,509
baseline
▲ 0.50% · 4.625%
HK$83,700
+HK$4,191/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,018/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,368
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,899
−HK$2,571/mo
Today · 4.125%
HK$86,470
baseline
▲ 0.50% · 4.625%
HK$91,732
+HK$5,262/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$172,940/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,521
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,948
−HK$2,463/mo
Today · 4.125%
HK$95,411
baseline
▲ 0.50% · 4.625%
HK$100,441
+HK$5,030/mo
Deposit HK$11.89M · loan HK$17.84M · min. income ≈ HK$190,822/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,929
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,882
−HK$3,000/mo
Today · 4.125%
HK$100,882
baseline
▲ 0.50% · 4.625%
HK$107,020
+HK$6,138/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,764/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,608
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,440
−HK$2,873/mo
Today · 4.125%
HK$111,313
baseline
▲ 0.50% · 4.625%
HK$117,181
+HK$5,868/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,626/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,052
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,848
−HK$3,857/mo
Today · 4.125%
HK$129,705
baseline
▲ 0.50% · 4.625%
HK$137,597
+HK$7,892/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$259,410/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,781
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,423
−HK$3,694/mo
Today · 4.125%
HK$143,117
baseline
▲ 0.50% · 4.625%
HK$150,661
+HK$7,544/mo
Deposit HK$2.97M · loan HK$26.76M · min. income ≈ HK$286,234/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,793 · Scale 2, in force from 26 Feb 2026)