LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,813
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,922
−HK$2,143/mo
Today · 4.125%
HK$72,065
baseline
▲ 0.50% · 4.625%
HK$76,450
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,130/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,441
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,464
−HK$2,053/mo
Today · 4.125%
HK$79,517
baseline
▲ 0.50% · 4.625%
HK$83,708
+HK$4,191/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,034/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,375
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,907
−HK$2,571/mo
Today · 4.125%
HK$86,478
baseline
▲ 0.50% · 4.625%
HK$91,740
+HK$5,262/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$172,956/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,529
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,957
−HK$2,463/mo
Today · 4.125%
HK$95,420
baseline
▲ 0.50% · 4.625%
HK$100,450
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$190,840/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,938
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,891
−HK$3,000/mo
Today · 4.125%
HK$100,891
baseline
▲ 0.50% · 4.625%
HK$107,030
+HK$6,139/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,782/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,618
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,450
−HK$2,874/mo
Today · 4.125%
HK$111,324
baseline
▲ 0.50% · 4.625%
HK$117,192
+HK$5,868/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,648/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,063
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,860
−HK$3,858/mo
Today · 4.125%
HK$129,718
baseline
▲ 0.50% · 4.625%
HK$137,611
+HK$7,893/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,436/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,794
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,436
−HK$3,695/mo
Today · 4.125%
HK$143,131
baseline
▲ 0.50% · 4.625%
HK$150,675
+HK$7,544/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,262/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,914 · Scale 2, in force from 26 Feb 2026)