LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,815
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,924
−HK$2,143/mo
Today · 4.125%
HK$72,067
baseline
▲ 0.50% · 4.625%
HK$76,452
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,134/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,443
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,466
−HK$2,053/mo
Today · 4.125%
HK$79,519
baseline
▲ 0.50% · 4.625%
HK$83,711
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,038/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,377
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,909
−HK$2,572/mo
Today · 4.125%
HK$86,481
baseline
▲ 0.50% · 4.625%
HK$91,743
+HK$5,262/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$172,962/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,532
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,960
−HK$2,463/mo
Today · 4.125%
HK$95,423
baseline
▲ 0.50% · 4.625%
HK$100,453
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$190,846/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,940
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,894
−HK$3,000/mo
Today · 4.125%
HK$100,894
baseline
▲ 0.50% · 4.625%
HK$107,033
+HK$6,139/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,788/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,620
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,453
−HK$2,874/mo
Today · 4.125%
HK$111,327
baseline
▲ 0.50% · 4.625%
HK$117,195
+HK$5,868/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,654/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,066
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,863
−HK$3,858/mo
Today · 4.125%
HK$129,721
baseline
▲ 0.50% · 4.625%
HK$137,614
+HK$7,893/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,442/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,797
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,439
−HK$3,695/mo
Today · 4.125%
HK$143,134
baseline
▲ 0.50% · 4.625%
HK$150,679
+HK$7,545/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,268/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,946 · Scale 2, in force from 26 Feb 2026)