LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,816
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,926
−HK$2,143/mo
Today · 4.125%
HK$72,069
baseline
▲ 0.50% · 4.625%
HK$76,454
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,138/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,445
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,468
−HK$2,053/mo
Today · 4.125%
HK$79,521
baseline
▲ 0.50% · 4.625%
HK$83,713
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,042/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,380
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,911
−HK$2,572/mo
Today · 4.125%
HK$86,483
baseline
▲ 0.50% · 4.625%
HK$91,745
+HK$5,262/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$172,966/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,534
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,962
−HK$2,463/mo
Today · 4.125%
HK$95,425
baseline
▲ 0.50% · 4.625%
HK$100,455
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.84M · min. income ≈ HK$190,850/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,943
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,896
−HK$3,001/mo
Today · 4.125%
HK$100,897
baseline
▲ 0.50% · 4.625%
HK$107,036
+HK$6,139/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,794/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,623
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,456
−HK$2,873/mo
Today · 4.125%
HK$111,329
baseline
▲ 0.50% · 4.625%
HK$117,198
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,658/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,069
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,866
−HK$3,858/mo
Today · 4.125%
HK$129,724
baseline
▲ 0.50% · 4.625%
HK$137,618
+HK$7,894/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,448/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,801
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,443
−HK$3,695/mo
Today · 4.125%
HK$143,138
baseline
▲ 0.50% · 4.625%
HK$150,683
+HK$7,545/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,276/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,263,977 · Scale 2, in force from 26 Feb 2026)