LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,819
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,928
−HK$2,144/mo
Today · 4.125%
HK$72,072
baseline
▲ 0.50% · 4.625%
HK$76,457
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,144/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,448
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,471
−HK$2,053/mo
Today · 4.125%
HK$79,524
baseline
▲ 0.50% · 4.625%
HK$83,716
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,048/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,383
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,914
−HK$2,572/mo
Today · 4.125%
HK$86,486
baseline
▲ 0.50% · 4.625%
HK$91,748
+HK$5,262/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,972/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,537
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,965
−HK$2,464/mo
Today · 4.125%
HK$95,429
baseline
▲ 0.50% · 4.625%
HK$100,459
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,858/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,946
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,900
−HK$3,000/mo
Today · 4.125%
HK$100,900
baseline
▲ 0.50% · 4.625%
HK$107,040
+HK$6,140/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,800/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,627
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,460
−HK$2,873/mo
Today · 4.125%
HK$111,333
baseline
▲ 0.50% · 4.625%
HK$117,202
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,666/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,074
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,871
−HK$3,858/mo
Today · 4.125%
HK$129,729
baseline
▲ 0.50% · 4.625%
HK$137,623
+HK$7,894/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,458/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,806
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,448
−HK$3,695/mo
Today · 4.125%
HK$143,143
baseline
▲ 0.50% · 4.625%
HK$150,688
+HK$7,545/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,286/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,024 · Scale 2, in force from 26 Feb 2026)