LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,821
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,930
−HK$2,144/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$76,459
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,450
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,474
−HK$2,052/mo
Today · 4.125%
HK$79,526
baseline
▲ 0.50% · 4.625%
HK$83,718
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,052/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,385
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,917
−HK$2,572/mo
Today · 4.125%
HK$86,489
baseline
▲ 0.50% · 4.625%
HK$91,751
+HK$5,262/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,978/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,540
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,968
−HK$2,464/mo
Today · 4.125%
HK$95,432
baseline
▲ 0.50% · 4.625%
HK$100,462
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,864/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,949
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,903
−HK$3,000/mo
Today · 4.125%
HK$100,903
baseline
▲ 0.50% · 4.625%
HK$107,043
+HK$6,140/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,806/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,630
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,463
−HK$2,874/mo
Today · 4.125%
HK$111,337
baseline
▲ 0.50% · 4.625%
HK$117,206
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,674/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,077
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,875
−HK$3,858/mo
Today · 4.125%
HK$129,733
baseline
▲ 0.50% · 4.625%
HK$137,627
+HK$7,894/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,466/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,810
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$139,452
−HK$3,695/mo
Today · 4.125%
HK$143,147
baseline
▲ 0.50% · 4.625%
HK$150,693
+HK$7,546/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,294/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,062 · Scale 2, in force from 26 Feb 2026)