LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,822
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,932
−HK$2,143/mo
Today · 4.125%
HK$72,075
baseline
▲ 0.50% · 4.625%
HK$76,460
+HK$4,385/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,150/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,475
−HK$2,053/mo
Today · 4.125%
HK$79,528
baseline
▲ 0.50% · 4.625%
HK$83,720
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,056/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,386
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,918
−HK$2,572/mo
Today · 4.125%
HK$86,490
baseline
▲ 0.50% · 4.625%
HK$91,753
+HK$5,263/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,980/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,541
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,970
−HK$2,463/mo
Today · 4.125%
HK$95,433
baseline
▲ 0.50% · 4.625%
HK$100,463
+HK$5,030/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,866/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,951
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,904
−HK$3,001/mo
Today · 4.125%
HK$100,905
baseline
▲ 0.50% · 4.625%
HK$107,045
+HK$6,140/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,810/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,632
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,465
−HK$2,874/mo
Today · 4.125%
HK$111,339
baseline
▲ 0.50% · 4.625%
HK$117,207
+HK$5,868/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,678/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,079
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,877
−HK$3,858/mo
Today · 4.125%
HK$129,735
baseline
▲ 0.50% · 4.625%
HK$137,629
+HK$7,894/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,470/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,812
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,454
−HK$3,696/mo
Today · 4.125%
HK$143,150
baseline
▲ 0.50% · 4.625%
HK$150,695
+HK$7,545/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,300/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,082 · Scale 2, in force from 26 Feb 2026)