LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,825
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$2,143/mo
Today · 4.125%
HK$72,078
baseline
▲ 0.50% · 4.625%
HK$76,464
+HK$4,386/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,156/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,455
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,478
−HK$2,053/mo
Today · 4.125%
HK$79,531
baseline
▲ 0.50% · 4.625%
HK$83,723
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,062/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,390
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,922
−HK$2,572/mo
Today · 4.125%
HK$86,494
baseline
▲ 0.50% · 4.625%
HK$91,757
+HK$5,263/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,988/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,545
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,974
−HK$2,463/mo
Today · 4.125%
HK$95,437
baseline
▲ 0.50% · 4.625%
HK$100,468
+HK$5,031/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,874/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,955
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,909
−HK$3,000/mo
Today · 4.125%
HK$100,909
baseline
▲ 0.50% · 4.625%
HK$107,050
+HK$6,141/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,818/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,636
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,469
−HK$2,875/mo
Today · 4.125%
HK$111,344
baseline
▲ 0.50% · 4.625%
HK$117,213
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,688/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,085
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,882
−HK$3,859/mo
Today · 4.125%
HK$129,741
baseline
▲ 0.50% · 4.625%
HK$137,635
+HK$7,894/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,482/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,818
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,461
−HK$3,695/mo
Today · 4.125%
HK$143,156
baseline
▲ 0.50% · 4.625%
HK$150,702
+HK$7,546/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,312/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,139 · Scale 2, in force from 26 Feb 2026)