LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,828
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,938
−HK$2,144/mo
Today · 4.125%
HK$72,082
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$4,386/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,164/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,458
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,482
−HK$2,053/mo
Today · 4.125%
HK$79,535
baseline
▲ 0.50% · 4.625%
HK$83,727
+HK$4,192/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,070/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,394
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,926
−HK$2,572/mo
Today · 4.125%
HK$86,498
baseline
▲ 0.50% · 4.625%
HK$91,761
+HK$5,263/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,996/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,550
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,978
−HK$2,464/mo
Today · 4.125%
HK$95,442
baseline
▲ 0.50% · 4.625%
HK$100,473
+HK$5,031/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,884/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,960
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,913
−HK$3,001/mo
Today · 4.125%
HK$100,914
baseline
▲ 0.50% · 4.625%
HK$107,055
+HK$6,141/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,828/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,641
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,475
−HK$2,874/mo
Today · 4.125%
HK$111,349
baseline
▲ 0.50% · 4.625%
HK$117,218
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,698/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,091
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,889
−HK$3,858/mo
Today · 4.125%
HK$129,747
baseline
▲ 0.50% · 4.625%
HK$137,642
+HK$7,895/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,494/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,825
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,468
−HK$3,695/mo
Today · 4.125%
HK$143,163
baseline
▲ 0.50% · 4.625%
HK$150,709
+HK$7,546/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,326/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,200 · Scale 2, in force from 26 Feb 2026)