LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,829
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,939
−HK$2,143/mo
Today · 4.125%
HK$72,082
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$4,386/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,164/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,459
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,482
−HK$2,053/mo
Today · 4.125%
HK$79,535
baseline
▲ 0.50% · 4.625%
HK$83,728
+HK$4,193/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,070/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,394
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,926
−HK$2,573/mo
Today · 4.125%
HK$86,499
baseline
▲ 0.50% · 4.625%
HK$91,762
+HK$5,263/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$172,998/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,550
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,979
−HK$2,464/mo
Today · 4.125%
HK$95,443
baseline
▲ 0.50% · 4.625%
HK$100,474
+HK$5,031/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,886/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,960
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,914
−HK$3,001/mo
Today · 4.125%
HK$100,915
baseline
▲ 0.50% · 4.625%
HK$107,055
+HK$6,140/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,830/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,642
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,475
−HK$2,875/mo
Today · 4.125%
HK$111,350
baseline
▲ 0.50% · 4.625%
HK$117,219
+HK$5,869/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,700/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,092
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,889
−HK$3,859/mo
Today · 4.125%
HK$129,748
baseline
▲ 0.50% · 4.625%
HK$137,643
+HK$7,895/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,496/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,826
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,468
−HK$3,696/mo
Today · 4.125%
HK$143,164
baseline
▲ 0.50% · 4.625%
HK$150,710
+HK$7,546/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,328/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,208 · Scale 2, in force from 26 Feb 2026)