LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,834
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,944
−HK$2,144/mo
Today · 4.125%
HK$72,088
baseline
▲ 0.50% · 4.625%
HK$76,474
+HK$4,386/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$144,176/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,465
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,489
−HK$2,053/mo
Today · 4.125%
HK$79,542
baseline
▲ 0.50% · 4.625%
HK$83,735
+HK$4,193/mo
Deposit HK$14.87M · loan HK$14.87M · min. income ≈ HK$159,084/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,401
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,933
−HK$2,573/mo
Today · 4.125%
HK$86,506
baseline
▲ 0.50% · 4.625%
HK$91,769
+HK$5,263/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,012/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,558
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,987
−HK$2,463/mo
Today · 4.125%
HK$95,450
baseline
▲ 0.50% · 4.625%
HK$100,482
+HK$5,032/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,900/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,968
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,922
−HK$3,001/mo
Today · 4.125%
HK$100,923
baseline
▲ 0.50% · 4.625%
HK$107,064
+HK$6,141/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$201,846/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,651
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,484
−HK$2,875/mo
Today · 4.125%
HK$111,359
baseline
▲ 0.50% · 4.625%
HK$117,229
+HK$5,870/mo
Deposit HK$8.92M · loan HK$20.82M · min. income ≈ HK$222,718/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,102
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$125,900
−HK$3,858/mo
Today · 4.125%
HK$129,758
baseline
▲ 0.50% · 4.625%
HK$137,654
+HK$7,896/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$259,516/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,837
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,480
−HK$3,696/mo
Today · 4.125%
HK$143,176
baseline
▲ 0.50% · 4.625%
HK$150,723
+HK$7,547/mo
Deposit HK$2.97M · loan HK$26.77M · min. income ≈ HK$286,352/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,312 · Scale 2, in force from 26 Feb 2026)