LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,838
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,948
−HK$2,144/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$76,479
+HK$4,387/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,469
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,493
−HK$2,054/mo
Today · 4.125%
HK$79,547
baseline
▲ 0.50% · 4.625%
HK$83,740
+HK$4,193/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,094/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,406
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,938
−HK$2,573/mo
Today · 4.125%
HK$86,511
baseline
▲ 0.50% · 4.625%
HK$91,775
+HK$5,264/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,022/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,563
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,992
−HK$2,464/mo
Today · 4.125%
HK$95,456
baseline
▲ 0.50% · 4.625%
HK$100,488
+HK$5,032/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,912/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,973
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,928
−HK$3,001/mo
Today · 4.125%
HK$100,929
baseline
▲ 0.50% · 4.625%
HK$107,070
+HK$6,141/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,858/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,657
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,491
−HK$2,874/mo
Today · 4.125%
HK$111,365
baseline
▲ 0.50% · 4.625%
HK$117,236
+HK$5,871/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,730/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,109
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,907
−HK$3,859/mo
Today · 4.125%
HK$129,766
baseline
▲ 0.50% · 4.625%
HK$137,662
+HK$7,896/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,532/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,845
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,488
−HK$3,696/mo
Today · 4.125%
HK$143,184
baseline
▲ 0.50% · 4.625%
HK$150,731
+HK$7,547/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,368/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,386 · Scale 2, in force from 26 Feb 2026)