LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,840
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,950
−HK$2,144/mo
Today · 4.125%
HK$72,094
baseline
▲ 0.50% · 4.625%
HK$76,481
+HK$4,387/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,188/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,471
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,495
−HK$2,054/mo
Today · 4.125%
HK$79,549
baseline
▲ 0.50% · 4.625%
HK$83,742
+HK$4,193/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,098/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,408
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,940
−HK$2,573/mo
Today · 4.125%
HK$86,513
baseline
▲ 0.50% · 4.625%
HK$91,777
+HK$5,264/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,026/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,565
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,994
−HK$2,464/mo
Today · 4.125%
HK$95,458
baseline
▲ 0.50% · 4.625%
HK$100,490
+HK$5,032/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,916/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,976
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,930
−HK$3,002/mo
Today · 4.125%
HK$100,932
baseline
▲ 0.50% · 4.625%
HK$107,073
+HK$6,141/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,864/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,660
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,493
−HK$2,875/mo
Today · 4.125%
HK$111,368
baseline
▲ 0.50% · 4.625%
HK$117,238
+HK$5,870/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,736/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,112
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,910
−HK$3,859/mo
Today · 4.125%
HK$129,769
baseline
▲ 0.50% · 4.625%
HK$137,665
+HK$7,896/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,538/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,848
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,491
−HK$3,697/mo
Today · 4.125%
HK$143,188
baseline
▲ 0.50% · 4.625%
HK$150,735
+HK$7,547/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,376/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,417 · Scale 2, in force from 26 Feb 2026)