LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,842
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,952
−HK$2,145/mo
Today · 4.125%
HK$72,097
baseline
▲ 0.50% · 4.625%
HK$76,483
+HK$4,386/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,194/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,474
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,498
−HK$2,053/mo
Today · 4.125%
HK$79,551
baseline
▲ 0.50% · 4.625%
HK$83,745
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,102/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,411
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,943
−HK$2,573/mo
Today · 4.125%
HK$86,516
baseline
▲ 0.50% · 4.625%
HK$91,780
+HK$5,264/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,032/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,569
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,998
−HK$2,464/mo
Today · 4.125%
HK$95,462
baseline
▲ 0.50% · 4.625%
HK$100,494
+HK$5,032/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,924/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,979
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,933
−HK$3,002/mo
Today · 4.125%
HK$100,935
baseline
▲ 0.50% · 4.625%
HK$107,077
+HK$6,142/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,870/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,663
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,497
−HK$2,875/mo
Today · 4.125%
HK$111,372
baseline
▲ 0.50% · 4.625%
HK$117,243
+HK$5,871/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,744/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,116
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$125,914
−HK$3,860/mo
Today · 4.125%
HK$129,774
baseline
▲ 0.50% · 4.625%
HK$137,670
+HK$7,896/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,548/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,853
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,496
−HK$3,696/mo
Today · 4.125%
HK$143,192
baseline
▲ 0.50% · 4.625%
HK$150,740
+HK$7,548/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,384/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,461 · Scale 2, in force from 26 Feb 2026)