LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,846
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,956
−HK$2,144/mo
Today · 4.125%
HK$72,100
baseline
▲ 0.50% · 4.625%
HK$76,487
+HK$4,387/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,200/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,478
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,502
−HK$2,053/mo
Today · 4.125%
HK$79,555
baseline
▲ 0.50% · 4.625%
HK$83,749
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,110/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,415
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,947
−HK$2,573/mo
Today · 4.125%
HK$86,520
baseline
▲ 0.50% · 4.625%
HK$91,785
+HK$5,265/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,040/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,573
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$93,002
−HK$2,464/mo
Today · 4.125%
HK$95,466
baseline
▲ 0.50% · 4.625%
HK$100,499
+HK$5,033/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,932/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,984
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,938
−HK$3,002/mo
Today · 4.125%
HK$100,940
baseline
▲ 0.50% · 4.625%
HK$107,082
+HK$6,142/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,880/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,669
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,503
−HK$2,875/mo
Today · 4.125%
HK$111,378
baseline
▲ 0.50% · 4.625%
HK$117,248
+HK$5,870/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,756/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,122
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$125,921
−HK$3,859/mo
Today · 4.125%
HK$129,780
baseline
▲ 0.50% · 4.625%
HK$137,677
+HK$7,897/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,560/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,860
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,503
−HK$3,697/mo
Today · 4.125%
HK$143,200
baseline
▲ 0.50% · 4.625%
HK$150,748
+HK$7,548/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,400/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,524 · Scale 2, in force from 26 Feb 2026)