LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,850
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,961
−HK$2,144/mo
Today · 4.125%
HK$72,105
baseline
▲ 0.50% · 4.625%
HK$76,492
+HK$4,387/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,210/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,483
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,507
−HK$2,054/mo
Today · 4.125%
HK$79,561
baseline
▲ 0.50% · 4.625%
HK$83,754
+HK$4,193/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,122/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,420
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,953
−HK$2,573/mo
Today · 4.125%
HK$86,526
baseline
▲ 0.50% · 4.625%
HK$91,791
+HK$5,265/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,052/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,579
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,008
−HK$2,465/mo
Today · 4.125%
HK$95,473
baseline
▲ 0.50% · 4.625%
HK$100,505
+HK$5,032/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,946/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,990
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,945
−HK$3,002/mo
Today · 4.125%
HK$100,947
baseline
▲ 0.50% · 4.625%
HK$107,089
+HK$6,142/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,894/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,676
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,510
−HK$2,875/mo
Today · 4.125%
HK$111,385
baseline
▲ 0.50% · 4.625%
HK$117,256
+HK$5,871/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,770/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,130
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,929
−HK$3,860/mo
Today · 4.125%
HK$129,789
baseline
▲ 0.50% · 4.625%
HK$137,686
+HK$7,897/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,578/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,869
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,513
−HK$3,696/mo
Today · 4.125%
HK$143,209
baseline
▲ 0.50% · 4.625%
HK$150,758
+HK$7,549/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,418/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,609 · Scale 2, in force from 26 Feb 2026)