LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,856
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,967
−HK$2,144/mo
Today · 4.125%
HK$72,111
baseline
▲ 0.50% · 4.625%
HK$76,499
+HK$4,388/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,222/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,489
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,514
−HK$2,054/mo
Today · 4.125%
HK$79,568
baseline
▲ 0.50% · 4.625%
HK$83,762
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,136/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,428
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,960
−HK$2,574/mo
Today · 4.125%
HK$86,534
baseline
▲ 0.50% · 4.625%
HK$91,799
+HK$5,265/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$173,068/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,587
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,017
−HK$2,464/mo
Today · 4.125%
HK$95,481
baseline
▲ 0.50% · 4.625%
HK$100,514
+HK$5,033/mo
Deposit HK$11.90M · loan HK$17.85M · min. income ≈ HK$190,962/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,999
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,954
−HK$3,002/mo
Today · 4.125%
HK$100,956
baseline
▲ 0.50% · 4.625%
HK$107,099
+HK$6,143/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,912/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,685
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,520
−HK$2,875/mo
Today · 4.125%
HK$111,395
baseline
▲ 0.50% · 4.625%
HK$117,267
+HK$5,872/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,790/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,141
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,941
−HK$3,860/mo
Today · 4.125%
HK$129,801
baseline
▲ 0.50% · 4.625%
HK$137,699
+HK$7,898/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,602/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,881
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$139,525
−HK$3,697/mo
Today · 4.125%
HK$143,222
baseline
▲ 0.50% · 4.625%
HK$150,772
+HK$7,550/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,444/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,723 · Scale 2, in force from 26 Feb 2026)