LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,857
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,968
−HK$2,144/mo
Today · 4.125%
HK$72,112
baseline
▲ 0.50% · 4.625%
HK$76,500
+HK$4,388/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,224/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,491
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,515
−HK$2,054/mo
Today · 4.125%
HK$79,569
baseline
▲ 0.50% · 4.625%
HK$83,763
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,138/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,429
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,962
−HK$2,573/mo
Today · 4.125%
HK$86,535
baseline
▲ 0.50% · 4.625%
HK$91,800
+HK$5,265/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$173,070/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,589
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,018
−HK$2,465/mo
Today · 4.125%
HK$95,483
baseline
▲ 0.50% · 4.625%
HK$100,516
+HK$5,033/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$190,966/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,000
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,955
−HK$3,002/mo
Today · 4.125%
HK$100,957
baseline
▲ 0.50% · 4.625%
HK$107,101
+HK$6,144/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,914/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,687
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,521
−HK$2,876/mo
Today · 4.125%
HK$111,397
baseline
▲ 0.50% · 4.625%
HK$117,269
+HK$5,872/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,794/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,143
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,942
−HK$3,860/mo
Today · 4.125%
HK$129,802
baseline
▲ 0.50% · 4.625%
HK$137,701
+HK$7,899/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,604/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,883
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$139,527
−HK$3,697/mo
Today · 4.125%
HK$143,224
baseline
▲ 0.50% · 4.625%
HK$150,774
+HK$7,550/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,448/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,741 · Scale 2, in force from 26 Feb 2026)