LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,859
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,969
−HK$2,145/mo
Today · 4.125%
HK$72,114
baseline
▲ 0.50% · 4.625%
HK$76,502
+HK$4,388/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,228/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,492
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,517
−HK$2,054/mo
Today · 4.125%
HK$79,571
baseline
▲ 0.50% · 4.625%
HK$83,765
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,142/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,430
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,963
−HK$2,574/mo
Today · 4.125%
HK$86,537
baseline
▲ 0.50% · 4.625%
HK$91,802
+HK$5,265/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$173,074/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,591
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,020
−HK$2,465/mo
Today · 4.125%
HK$95,485
baseline
▲ 0.50% · 4.625%
HK$100,518
+HK$5,033/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$190,970/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,002
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,957
−HK$3,003/mo
Today · 4.125%
HK$100,960
baseline
▲ 0.50% · 4.625%
HK$107,103
+HK$6,143/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,920/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,689
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,523
−HK$2,876/mo
Today · 4.125%
HK$111,399
baseline
▲ 0.50% · 4.625%
HK$117,271
+HK$5,872/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,798/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,146
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,945
−HK$3,860/mo
Today · 4.125%
HK$129,805
baseline
▲ 0.50% · 4.625%
HK$137,704
+HK$7,899/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,610/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,886
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$139,530
−HK$3,697/mo
Today · 4.125%
HK$143,227
baseline
▲ 0.50% · 4.625%
HK$150,777
+HK$7,550/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,454/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,768 · Scale 2, in force from 26 Feb 2026)