LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,861
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,972
−HK$2,144/mo
Today · 4.125%
HK$72,116
baseline
▲ 0.50% · 4.625%
HK$76,504
+HK$4,388/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,232/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,494
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,519
−HK$2,054/mo
Today · 4.125%
HK$79,573
baseline
▲ 0.50% · 4.625%
HK$83,767
+HK$4,194/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,146/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,433
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,966
−HK$2,573/mo
Today · 4.125%
HK$86,539
baseline
▲ 0.50% · 4.625%
HK$91,805
+HK$5,266/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$173,078/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,593
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,023
−HK$2,465/mo
Today · 4.125%
HK$95,488
baseline
▲ 0.50% · 4.625%
HK$100,521
+HK$5,033/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$190,976/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,005
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,960
−HK$3,003/mo
Today · 4.125%
HK$100,963
baseline
▲ 0.50% · 4.625%
HK$107,106
+HK$6,143/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,926/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,692
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,527
−HK$2,875/mo
Today · 4.125%
HK$111,402
baseline
▲ 0.50% · 4.625%
HK$117,274
+HK$5,872/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,804/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,149
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,949
−HK$3,860/mo
Today · 4.125%
HK$129,809
baseline
▲ 0.50% · 4.625%
HK$137,708
+HK$7,899/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$259,618/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,890
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,534
−HK$3,698/mo
Today · 4.125%
HK$143,232
baseline
▲ 0.50% · 4.625%
HK$150,781
+HK$7,549/mo
Deposit HK$2.98M · loan HK$26.78M · min. income ≈ HK$286,464/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,806 · Scale 2, in force from 26 Feb 2026)