LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,866
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,977
−HK$2,145/mo
Today · 4.125%
HK$72,122
baseline
▲ 0.50% · 4.625%
HK$76,510
+HK$4,388/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,244/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,500
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,525
−HK$2,054/mo
Today · 4.125%
HK$79,579
baseline
▲ 0.50% · 4.625%
HK$83,774
+HK$4,195/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,158/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,439
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,972
−HK$2,574/mo
Today · 4.125%
HK$86,546
baseline
▲ 0.50% · 4.625%
HK$91,812
+HK$5,266/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$173,092/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,600
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,030
−HK$2,465/mo
Today · 4.125%
HK$95,495
baseline
▲ 0.50% · 4.625%
HK$100,529
+HK$5,034/mo
Deposit HK$11.90M · loan HK$17.86M · min. income ≈ HK$190,990/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,012
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,968
−HK$3,003/mo
Today · 4.125%
HK$100,971
baseline
▲ 0.50% · 4.625%
HK$107,114
+HK$6,143/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,942/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,700
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,535
−HK$2,876/mo
Today · 4.125%
HK$111,411
baseline
▲ 0.50% · 4.625%
HK$117,284
+HK$5,873/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,822/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,159
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,959
−HK$3,860/mo
Today · 4.125%
HK$129,819
baseline
▲ 0.50% · 4.625%
HK$137,719
+HK$7,900/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,638/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,901
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,545
−HK$3,698/mo
Today · 4.125%
HK$143,243
baseline
▲ 0.50% · 4.625%
HK$150,793
+HK$7,550/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,486/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,905 · Scale 2, in force from 26 Feb 2026)