LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,867
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,978
−HK$2,145/mo
Today · 4.125%
HK$72,123
baseline
▲ 0.50% · 4.625%
HK$76,512
+HK$4,389/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,246/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,502
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,527
−HK$2,054/mo
Today · 4.125%
HK$79,581
baseline
▲ 0.50% · 4.625%
HK$83,776
+HK$4,195/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,162/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,441
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,974
−HK$2,574/mo
Today · 4.125%
HK$86,548
baseline
▲ 0.50% · 4.625%
HK$91,814
+HK$5,266/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,096/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,602
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,032
−HK$2,465/mo
Today · 4.125%
HK$95,497
baseline
▲ 0.50% · 4.625%
HK$100,531
+HK$5,034/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$190,994/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,014
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,970
−HK$3,002/mo
Today · 4.125%
HK$100,972
baseline
▲ 0.50% · 4.625%
HK$107,116
+HK$6,144/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,944/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,702
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,537
−HK$2,876/mo
Today · 4.125%
HK$111,413
baseline
▲ 0.50% · 4.625%
HK$117,286
+HK$5,873/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,826/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,161
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,961
−HK$3,861/mo
Today · 4.125%
HK$129,822
baseline
▲ 0.50% · 4.625%
HK$137,721
+HK$7,899/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,644/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,903
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$139,548
−HK$3,698/mo
Today · 4.125%
HK$143,246
baseline
▲ 0.50% · 4.625%
HK$150,796
+HK$7,550/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,492/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,929 · Scale 2, in force from 26 Feb 2026)