LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,868
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,979
−HK$2,145/mo
Today · 4.125%
HK$72,124
baseline
▲ 0.50% · 4.625%
HK$76,513
+HK$4,389/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,248/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,503
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,528
−HK$2,054/mo
Today · 4.125%
HK$79,582
baseline
▲ 0.50% · 4.625%
HK$83,777
+HK$4,195/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,164/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,442
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,975
−HK$2,574/mo
Today · 4.125%
HK$86,549
baseline
▲ 0.50% · 4.625%
HK$91,815
+HK$5,266/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,098/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,603
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,033
−HK$2,465/mo
Today · 4.125%
HK$95,498
baseline
▲ 0.50% · 4.625%
HK$100,532
+HK$5,034/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$190,996/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,016
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,971
−HK$3,003/mo
Today · 4.125%
HK$100,974
baseline
▲ 0.50% · 4.625%
HK$107,118
+HK$6,144/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$201,948/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,704
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,539
−HK$2,876/mo
Today · 4.125%
HK$111,415
baseline
▲ 0.50% · 4.625%
HK$117,287
+HK$5,872/mo
Deposit HK$8.93M · loan HK$20.83M · min. income ≈ HK$222,830/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,163
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$125,963
−HK$3,860/mo
Today · 4.125%
HK$129,823
baseline
▲ 0.50% · 4.625%
HK$137,723
+HK$7,900/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,646/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,905
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,550
−HK$3,697/mo
Today · 4.125%
HK$143,247
baseline
▲ 0.50% · 4.625%
HK$150,798
+HK$7,551/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,494/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,264,946 · Scale 2, in force from 26 Feb 2026)