LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,880
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,992
−HK$2,145/mo
Today · 4.125%
HK$72,137
baseline
▲ 0.50% · 4.625%
HK$76,526
+HK$4,389/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$144,274/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,516
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,541
−HK$2,055/mo
Today · 4.125%
HK$79,596
baseline
▲ 0.50% · 4.625%
HK$83,791
+HK$4,195/mo
Deposit HK$14.88M · loan HK$14.88M · min. income ≈ HK$159,192/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,456
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,990
−HK$2,574/mo
Today · 4.125%
HK$86,564
baseline
▲ 0.50% · 4.625%
HK$91,831
+HK$5,267/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,128/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,619
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,049
−HK$2,466/mo
Today · 4.125%
HK$95,515
baseline
▲ 0.50% · 4.625%
HK$100,550
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,030/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,032
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,988
−HK$3,003/mo
Today · 4.125%
HK$100,991
baseline
▲ 0.50% · 4.625%
HK$107,137
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$201,982/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,722
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,558
−HK$2,876/mo
Today · 4.125%
HK$111,434
baseline
▲ 0.50% · 4.625%
HK$117,308
+HK$5,874/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,868/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,184
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$125,985
−HK$3,861/mo
Today · 4.125%
HK$129,846
baseline
▲ 0.50% · 4.625%
HK$137,747
+HK$7,901/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,692/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,929
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$139,574
−HK$3,698/mo
Today · 4.125%
HK$143,272
baseline
▲ 0.50% · 4.625%
HK$150,824
+HK$7,552/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,544/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,166 · Scale 2, in force from 26 Feb 2026)