LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,885
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,996
−HK$2,146/mo
Today · 4.125%
HK$72,142
baseline
▲ 0.50% · 4.625%
HK$76,531
+HK$4,389/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,284/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,521
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,546
−HK$2,055/mo
Today · 4.125%
HK$79,601
baseline
▲ 0.50% · 4.625%
HK$83,797
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,202/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,462
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,995
−HK$2,575/mo
Today · 4.125%
HK$86,570
baseline
▲ 0.50% · 4.625%
HK$91,837
+HK$5,267/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,140/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,625
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,056
−HK$2,465/mo
Today · 4.125%
HK$95,521
baseline
▲ 0.50% · 4.625%
HK$100,556
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,042/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,038
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,995
−HK$3,003/mo
Today · 4.125%
HK$100,998
baseline
▲ 0.50% · 4.625%
HK$107,144
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$201,996/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,729
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,565
−HK$2,877/mo
Today · 4.125%
HK$111,442
baseline
▲ 0.50% · 4.625%
HK$117,316
+HK$5,874/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,884/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,192
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$125,993
−HK$3,862/mo
Today · 4.125%
HK$129,855
baseline
▲ 0.50% · 4.625%
HK$137,756
+HK$7,901/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,710/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,938
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,584
−HK$3,698/mo
Today · 4.125%
HK$143,282
baseline
▲ 0.50% · 4.625%
HK$150,835
+HK$7,553/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,564/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,251 · Scale 2, in force from 26 Feb 2026)