LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,886
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,998
−HK$2,145/mo
Today · 4.125%
HK$72,143
baseline
▲ 0.50% · 4.625%
HK$76,533
+HK$4,390/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,286/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,522
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,548
−HK$2,055/mo
Today · 4.125%
HK$79,603
baseline
▲ 0.50% · 4.625%
HK$83,799
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,206/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,463
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$83,997
−HK$2,575/mo
Today · 4.125%
HK$86,572
baseline
▲ 0.50% · 4.625%
HK$91,839
+HK$5,267/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,144/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,627
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,058
−HK$2,465/mo
Today · 4.125%
HK$95,523
baseline
▲ 0.50% · 4.625%
HK$100,558
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,046/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,040
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,997
−HK$3,003/mo
Today · 4.125%
HK$101,000
baseline
▲ 0.50% · 4.625%
HK$107,146
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,000/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,731
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,567
−HK$2,877/mo
Today · 4.125%
HK$111,444
baseline
▲ 0.50% · 4.625%
HK$117,318
+HK$5,874/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,888/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,195
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$125,996
−HK$3,861/mo
Today · 4.125%
HK$129,857
baseline
▲ 0.50% · 4.625%
HK$137,759
+HK$7,902/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,714/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,940
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,586
−HK$3,699/mo
Today · 4.125%
HK$143,285
baseline
▲ 0.50% · 4.625%
HK$150,838
+HK$7,553/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,570/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,277 · Scale 2, in force from 26 Feb 2026)