LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,888
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,999
−HK$2,146/mo
Today · 4.125%
HK$72,145
baseline
▲ 0.50% · 4.625%
HK$76,535
+HK$4,390/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,290/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,524
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,550
−HK$2,055/mo
Today · 4.125%
HK$79,605
baseline
▲ 0.50% · 4.625%
HK$83,801
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,210/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,465
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$83,999
−HK$2,575/mo
Today · 4.125%
HK$86,574
baseline
▲ 0.50% · 4.625%
HK$91,842
+HK$5,268/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,148/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,629
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,060
−HK$2,466/mo
Today · 4.125%
HK$95,526
baseline
▲ 0.50% · 4.625%
HK$100,561
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,052/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,043
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,999
−HK$3,004/mo
Today · 4.125%
HK$101,003
baseline
▲ 0.50% · 4.625%
HK$107,149
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,006/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,734
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,570
−HK$2,877/mo
Today · 4.125%
HK$111,447
baseline
▲ 0.50% · 4.625%
HK$117,321
+HK$5,874/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,894/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,198
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$125,999
−HK$3,862/mo
Today · 4.125%
HK$129,861
baseline
▲ 0.50% · 4.625%
HK$137,762
+HK$7,901/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$259,722/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,944
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,590
−HK$3,699/mo
Today · 4.125%
HK$143,289
baseline
▲ 0.50% · 4.625%
HK$150,841
+HK$7,552/mo
Deposit HK$2.98M · loan HK$26.79M · min. income ≈ HK$286,578/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,309 · Scale 2, in force from 26 Feb 2026)