LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,889
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$70,000
−HK$2,146/mo
Today · 4.125%
HK$72,146
baseline
▲ 0.50% · 4.625%
HK$76,536
+HK$4,390/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,292/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,525
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,551
−HK$2,055/mo
Today · 4.125%
HK$79,606
baseline
▲ 0.50% · 4.625%
HK$83,802
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,212/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,466
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,000
−HK$2,575/mo
Today · 4.125%
HK$86,575
baseline
▲ 0.50% · 4.625%
HK$91,843
+HK$5,268/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,150/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,630
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,061
−HK$2,466/mo
Today · 4.125%
HK$95,527
baseline
▲ 0.50% · 4.625%
HK$100,562
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,054/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,044
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$98,000
−HK$3,004/mo
Today · 4.125%
HK$101,004
baseline
▲ 0.50% · 4.625%
HK$107,150
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,008/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,736
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,571
−HK$2,877/mo
Today · 4.125%
HK$111,448
baseline
▲ 0.50% · 4.625%
HK$117,323
+HK$5,875/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,896/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,199
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$126,001
−HK$3,861/mo
Today · 4.125%
HK$129,862
baseline
▲ 0.50% · 4.625%
HK$137,764
+HK$7,902/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,724/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,946
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,592
−HK$3,698/mo
Today · 4.125%
HK$143,290
baseline
▲ 0.50% · 4.625%
HK$150,843
+HK$7,553/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,580/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,326 · Scale 2, in force from 26 Feb 2026)